What Are We Spending Money On?

We spend a lot of money. All things told, we spend about $101 per day, whether we feel it directly or not. That comes out to roughly $36,764 per year. Over half of all Americans spend more than what they earn. The bulk of that goes to important categories like shelter and utilities. But it […]

How much will this cost me?

If you’re dipping your toe in the pool of life insurance for the first time, you’re bound to have a lot of questions. At the top of your list is probably how much setting up a policy is going to cost you. There are several things that can determine how much you’ll pay for life […]

The Gambler’s Fallacy

Humans are amazing. We’ve sent people to the moon, we’ve constructed gravity-defying skyscrapers, and developed incredible medicines and machinery to make our lives better. But there is something we’re generally not great at—understanding probability. It’s a mental blind spot that many of us seem to have. Sure, we can learn math formulas that help us […]

Should You Only Use Cash?

Bills and coins are outdated. Who actually forks over cash when they’re out and about anymore? Paper money and copper coins are a relic of the past that are useless in a world of credit cards and tap-to-pay… Except when they’re not. Using cards and digital payment systems actually comes with some pretty serious drawbacks. […]

On Monday mornings, we’re all faced with a difficult choice

Get up a few minutes early to brew your own coffee, or sleep a little later and then whip through a drive-thru for your morning pick-me-up? When that caffeine hits your bloodstream, how you got the coffee may not matter too much. But the next time you go through a drive thru for that cup […]